As independent insurance agents, we analyze your business needs and recommend a company whose policies can be tailored to your particular needs.
If you own a retail store, repair shop, restaurant or other business, you want your business to be protected in the event of a loss. This could be caused by storm, fire, theft, burglary or natural disaster. Sometimes the loss means that your business has to cease operating while repairs are made leading to loss of income and temporary loss of jobs. A Business Owners Policy or BOP includes coverage for lost income until your business is back up and running.
General Liability Coverage is to protect you the business owner in case someone gets hurt and or injured while visiting your business premises.
If you have 3 or more employees the state of New Mexico requires you to carry Workmen's Comp. If one of your employees is hurt while on the job workman's compensation is there to provide income while they are not able to work.
Also known as Errors and Omissions Insurance
If you are professional person offering advice to clients you need to have Professional Liability Coverage in case you are held responsible for advice and council that caused financial hardship.
Call Bluebird Insurance in Santa Fe, NM, for a business insurance quote today. (505)-983-2893 or (505)-690-0843.